Supplemental dental insurance is meant to manage the costs of dental procedures not covered by your existing dental plan. Many dental insurance plans only pay up to $1,500. This is fine for cleanings or cavity fillings, so supplemental dental insurance is a great purchase when you know you may need more coverage. Some dental insurance plans also don’t cover preexisting conditions, so supplemental dental can help bridge the gap.
Dental Discount Plans
Dental discount plans aren’t exactly insurance, but by paying a low monthly fee, you’ll receive discounts on dental care. You’ll be given a dental discount card, which you can present to your dentist during visits. These plans ensure lower prices on a variety of services. بیمه تکمیلی دندانپزشکی
Dental Indemnity Plans
You can use any dentist you want with a dental indemnity plan, which means there’s no network. Of course, this comes with higher premiums than you would have with HMOs or PPOs. It also has higher co-pays, which is the amount left over that you have to pay.